Sample Report

Your business has a number.
You should know what it is.

Every section below appears in your delivered report — built from your financials, benchmarked against a relevant peer group for your industry, and written for your specific situation.

What's included

Seven sections. One complete picture.

Your assessment is not a template. Every number is computed from your actual financials and benchmarked against comparable businesses in your industry .

01
What Your Business Actually Earns

Your true cash earnings — what the business generates after adding back non-cash items and normalizing owner compensation to a fair market replacement salary.

02
Your Owner Return Rate

What you're actually earning on your invested capital — compared against a risk-adjusted minimum threshold built from the current Treasury yield, illiquidity premium, and concentration risk.

03
Your Business Net Worth

Your business value today — owner-adjusted cash earnings multiplied by an industry multiple, then adjusted for five quality factors specific to your business.

04
How You Compare to Your Peers

Your margins, labor ratios, COGS, and revenue per team member benchmarked against profitable businesses in your industry operating at a similar revenue level.

05
Quality Benchmarks

The five factors that determine where your business sits within your industry's valuation range — owner dependency, revenue model, revenue size, profit trend, and debt service coverage.

06
Value Improvement Plan

The specific actions — ranked by impact — that close the gap between your current value and your goal. Each action shows the exact dollar improvement it adds to your business net worth.

07
The Growth Question

A year-by-year roadmap to your exit goal — including a 5-year projection, the decision framework for when to grow vs. improve first, and the growth rate your business can realistically sustain.

Compare what you'd otherwise pay
The same financial picture from a broker, CPA, or fractional CFO costs multiples of what HA charges.
$2,500–$10,000
Business Broker
$3,000–$10,000/mo
Fractional CFO
$500–$2,000
CPA Review
$797
Honest Assessment
Inside the report

A closer look at each section

Your numbers unlock every panel. The preview below shows the actual structure and depth of your delivered assessment — with one section shown in full.

Section 1 · What Your Business Actually Earns
Owner-adjusted cash earnings build-up
Net income (tax return)$25,000
+ Depreciation & amortization$5,000
+ Interest expense$2,500
+ Owner compensation (re-added)$95,000
= Owner-adjusted cash earnings$127,500
− Fair market replacement salary($152,250)
= Owner-adjusted profit($24,750)
Unlocks with your assessment
Section 2 · Your Owner Return Rate
22.4%
Owner Return Rate
22.4%
Your return
12.5%
Minimum threshold
Unlocks with your assessment
Section 3 · Your Business Net Worth
$264,534
Business Net Worth — Mid-Point Value
Gap to your $900,000 goal$635,466
Effective multiple2.07×
Quality score60 / 100
Low estimate (score 25)$241,227
High estimate (score 75)$287,841
Unlocks with your assessment
Section 4 · How You Compare to Your Peers
Dance, Pilates & Yoga Studios · Similar revenue tier
Net profit margin
7.1%
Peer benchmark
13.8%
Labor % of revenue
57.1%
Peer benchmark
20.5%
Revenue per team member
$70K
Peer benchmark
$95K
Unlocks with your assessment
Section 5 · Quality Benchmarks
60/100 Quality Score
Owner dependency0/100
Revenue size ($350,000)0/100
Revenue model100/100
Profit trend (2023→2025)100/100
Debt service coverage100/100
Effective multiple2.07×
Unlocks with your assessment
Section 6 · Value Improvement Plan — Preview
Action 1 · Primary Lever · +$47,979 to Business Net Worth
Close the net profit margin gap to peer benchmark. Your net profit margin is 7.1% against a peer benchmark of 13.8% — a gap of 6.6 percentage points. Start by reviewing labor cost as a percentage of revenue: investigate scheduling efficiency, class fill rates, and whether your staffing model is matched to actual member demand.
Action 5 · Quality Lever · +$9,323 to Business Net Worth
Reduce owner dependency to expand your valuation multiple. Moving from high to medium dependency lifts your effective multiple from 2.07× to 2.15× through multiple expansion alone — without changing your annual cash earnings.
Action 7 · Productivity Lever
Close the revenue-per-team-member productivity gap. Your revenue per team member is $70,000 against a peer benchmark of $95,000. This is not about adding headcount — it is about getting more revenue from the team you already have.
Action 1 shown in full · Complete plan unlocks with your assessment
Section 7 · The Growth Question
5-Year roadmap to your exit goal
Today $264,534 2.07×
Year 1 $321,325 2.33×
Year 2 $373,982 2.47×
Year 3 $388,942 2.47×
Year 4 $420,057 2.47×
Year 5 $453,661 2.47×
Goal: $900,000 · Revenue growth required: +$448,490
Unlocks with your assessment

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